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Kidnapped Train Passengers Are Not Insured Against Terror Attacks – Federal Government

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Senior officials of the Federal Government have said that the Abuja-Kaduna train that was bombed by terrorists on March 28, 2022, in Kaduna State as well as passengers who boarded the train were all insured but not against terror attacks.
Punch reported that N50 was paid as a premium to two indigenous insurance companies on every train ticket purchased by passengers who boarded the Abuja-Kaduna train.
It was also learnt that the terrorists have refused to speak with relatives of those abducted with respect to negotiating the release of the kidnapped travellers, and have instead opted to negotiate with government who they said is aware of their demands.
When the publication asked if the bombed train was insured, officials at the Federal Ministry of Transportation and the Nigerian Railway Corporation allegedly replied in the affirmative.
They, however, stressed that the insurance of the train was not against terror attacks, though efforts were ongoing to see how the insurance companies would support the government.
An official at the transportation ministry, who pleaded not to be named due to lack of authorisation to speak on the matter said;
“Why we have not gone public about this yet is because they (insurance companies) said that any terrorist act is not covered by insurance.
“But on the train tickets, for every passenger, N50 is paid as premium for insurance. The train itself is insured but that does not cover acts of terrorism or banditry.
“However, we are still trying to convince them (insurance firms) to see reasons why something could be done. But the argument has been that acts of banditry and acts of God are not insured.”
An official at the NRC also said that two indigenous companies were in charge of the insurance of passengers, while there were different other firms handling the insurance for the coaches, rolling stock and others.

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Ojogwu Godwin Chukwudi hailed from Delta State. A young talented personality, Alumnus of Delta State university,Abraka Studied Library and information science. He is an intellectual cyber communicator expert and a prolific blogger professional.

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